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When you are applying for a new loan stop and review these common reasons of why loans get rejected. The most common reason is that you do not make enough money to warrant the loan. If your income does not match the loan amount requested you will be turned down. The next biggest rejection factor is bad credit history. If you have history of defaulting on loans you will more likely get denied for future loans. Check your credit rating before applying for a new loan. Lastly make sure you have some sort of collateral to secure that loan. With no collateral it is very hard to get a loan.

A boy walked into a store with many empty pop bottles. The clerk paid for and said: “Big load you had”. The boy smiled: “I’ll be back with more”. Soon he was back. The clerk asked: “Is that all?” “No still more” the boy said.

He was back with bigger bottles hoping they were worth more. The clerk told him “Yes, 5 times, do you have more?”

It went on for a while. The clerk asked what he wanted to do with the money. The boy said: “I want to buy candy and go to a movie. Is that enough?” The clerk did a quick count and said: “One more load” The boy made 2 more trips and went to the candy section. The clerk took the bottles to the back while the boy was choosing, and saw that the he made a good decision based on the price.

“One day you will be a great businessman” said the clerk. “Where did you get the bottles?” The boy replied:” Easy, they were out back of your building.

Welfare Economics is the act of trying to predict the financial health of a country by adding the human factor to all the financial graphs and tables. By seeing how much spending power each person has you can more accurately estimate how wealthy a country is when you can gauge how much buying power those below the poverty line have. Democratic countries must see how well they distribute the wealth among all the people inhabiting its land and not just those with high earning power. There is a growing movement to pressure corporations and governments to equalize the living standards and capital of all the citizens in a given country.

For those that have been plagued with bad decisions and bad credit history there is some help available to you if you need to get a loan. UK citizens with bad credit history can apply online for a secured loan without any need for faxing and your loan will be approved and deposited into your account in 24hours. You must be a UK citizen, be older than 18, have a full time job and have some collateral to give as security. Homeowners have an easier time getting good interest rates and loan amounts